Friday 27 April 2012

1 Bulan Lihai Main Saham

1 bulan lihai bermain saham

Terima kasih sebab telah membaca blog saya. Nama saya Eric Purnamasidi. Saya adalah salah satu pemain saham yang telah berkecimpung di saham selama 10 tahun terakhir ini. Saya pernah bekerja di salah satu broker asing Selama 2 tahun. Selama  blog ini ditulis saham Indonesia mengalami penurunan yang significan. Saham Indonesia menyentuh level tertinggi di 5100 tahun 2013 dan level terendah di tahun 2012 pada level 4000  .

Tujuan saya menulis blog ini adalah saya ingin memberikan pengalaman kepada pemain saham pemula agar tidak terjebak dalam kerugian yang significant.

Mengapa saya sebut lihai dalam bermain saham dalam 1 bulan sebab saya akan menganjarkan anda tips dan cara cara supaya anda tidak terjebak dalam permain semu saham, terjebak dalam pratek goreng mengoreng saham yang sering terjadi di bursa efek Jakarta. Sering kali kita mendengar si A kalah ratusan juta hingga milliard hanya dari saham

Jadi marilah kita mulai lembara baru portfolio buku kita

Kiat Pertama

Beliah saham yang BLUE CHIPS (MASUK KE LQ 45) Contoh saham TLKM, BBCA, BMRI, ANTM. BBNI

Selama sepuluh tahun terakhir ini saya hanya membeli saham blue chip saja./
Mungkin keuntungan saya tidak seberapa tapi saya bias tidur nyenyak sebab mengetehai saya tidak terjebak dalam goreng mongoreng saham yang tidak wajar.
LQ 45 Menurut saya lebih baik untung sedikit dan banyak menabung dari untung kita yang sedikit daripada untung banyak tetapi akan terjebak dalam pratek semu dalam goreng mengoreng saham.




Kiat Kedua

Beli saham saat saya berharga di harga yang murah dan jual saat saham berharga di harga yang tinggi. Berdisiplinlah. Jangan mengikuti bisikan dari kanan dan kiri hanya kerana anda ingin untung yang tinggi.

Kiat Ketiga

Edukasi dengan banyak mencaba buku tentang saham. Pada saat saya memulai bermain saham belum banyak buku yang banyak mengulas tuntas tentang saham. Tetapi pada saat ini buku buku mengenai teknikal analysis atau fundamental analysis banyak dijumpai di toko took buku sekitar anda.

Kiat Keempat

Mulainya mencari rumour tentang suatu saham. Biasanya berita yang kita baca di Koran akan ketinggalan dengan rumour yang beredar di bursa saham. Tapi jangan lupakan membaca Koran untuk menambah luas wawasan anda. Saya pribadi berlanganan sampai dengan 4 koran bisnis yang membantu saya mengambil keputusan untuk membeli atau menjual saham.

Kiat Kelima

Jadilah anda seorang investor bukan seorang trader. Yang membedakan anda seorang trader atau seorang investor adalah jangka waktu yang anda dapat tentukan untuk menyimpan suatu saham. Seorang investor dapat membeli sahamnya dan menyimpannya dalam setahun. Berlakukah seperti seorang Warren buffet yang tidak memperhatikan sahamnya dalam hitungan harian tapi dalam hitungan bulanan.




Kiat Keenam

Jangan menaruh saham anda dalam satu keranjang. Don’t put into one basket. Yang patut anda sadarilah adalah jangan membeli 1 saham saja dalam jumlah yang banyak dan besar. Saya sendiri membeli 5 macam saham LQ 45 untuk mendervisikan resiko portfolio saya. Dan jangan juga terlalu mendervisikannya sebab anda tidak akan untung banyak.

Kiat Ketujuh

Berdisiplinlah. Ketahuai tujuan anda untuk bermain saham. Jikalau anda tidak mengenai tujuan bermain saham sebaiknya anda menerungkan dan jernikan pikiran anda apa anda bermain saham. Jangan anggap saham seperti judi sebab anda dapat terjatuh dalam lubang yang dalam dan menyakitkan sekiranya anda tidak mengetahui mengapa anda memilih saham.

Top Ten Ways of Making Money Online Part 1

My Top 10 Ways To Make Money Online
1. Sell On Ebay

During my pre-teen and early teenage years I went from playing with Transformers, GI-Joe and LEGO, to playing Nintendo, Sega and Gameboy. Eventually I added the card game Magic: The Gathering to the mix at about 16 years of age. All of these things were passions for me at various stages of growing up, but one thing remained consistent throughout each stage; I traded and sold toys and games I no longer wanted to make extra cash.
In Brisbane where I live, before the Internet there was a newspaper called the Trading Post that was published every two weeks. It was an aftermarket for pretty much everything. Whenever I grew tired of a game or a toy I’d sell it via the Trading Post, usually in an effort to make enough money to buy the new toy or game I had in my sights.
Eventually the Internet came along and the Trading Post no longer commanded the secondhand market like it once did (though it did successfully transition online). It quickly became clear that eBay was the winner when it came to secondhand commerce online. As a result my first experience making any money from the Internet was selling old games, toys and electronics on eBay.
EBay is still I believe the best way to gain experience making money from the Internet for two reasons -
  1. You are pretty much guaranteed to make some kind of sale and thus experience a transaction
  2. EBay has the traffic, so you don’t have to worry about marketing your product beyond creating a good listing, the eye-balls are already there
These two reasons make eBay a great first stop because you will learn how to list something for sale online, how to take money (possibly your first experience with PayPal) and about the importance of things like titles and copywriting, if you spend the time to study how to make your eBay listings convert better.
The best thing about eBay – the abundant traffic – is also the worst thing. Barriers to entry are low on eBay, meaning competition is fierce. When competition is fierce, profit margin is slim. Unless you can find some form of competitive advantage through your supply chain, how you create listings, or you have a means to increase volume, you’re not going retire rich thanks to eBay.
I spent quite a bit of time studying eBay, both as a business model and as a means to capture new customers because of how much buying traffic is there. There is no doubt that eBay is a fantastic website that represents a huge potential to make money, but in my case I wasn’t keen to build my business there, it didn’t match enough of my criteria.
However eBay is a fantastic way to make quick money, even just as a way to turn your old items into cash to start a new online venture. If you’re brand new to Internet marketing and you don’t know your PayPal’s from your Clickbanks, or your PPC from your SEO, eBay is definitely a great place to learn some basics.

2. Sell products in forums, bulletin boards, classifieds and other community type sites

The card game Magic: The Gathering was a big part of my life from the end of highschool to the beginning of university. Although initially I was just a casual player and then tournament player, I quickly became a card trader and really enjoyed the wheeling and dealing. Although my interest in playing the game wained, most of my early projects online were connected with the game.
Before having my own website, I spent time reading websites, newsgroups, bulletin boards and forums about the game, and eventually started trading online. Back before search engines were any good most of my time was spent in particular Magic newsgroups, some that talked strategy, and some that were focused specifically on trading and/or buying and selling cards.
I managed to make spare change selling my cards through these sites. The main reason I could make any money was because I would win cards in tournaments, hence I had a supply source that would result in a good profit margin. Of course this wasn’t sustainable unless I kept placing well in tournaments, nor was it really scalable unless I started buying in cards from other sources.
I stopped using this method once I started my own card game site (more on this below), however I still believe niche collectables, particularly in a market that you really love, is a fantastic starting point to gain experience making money online. Like eBay you can make money selling secondhand items in community sites if you can find a way to source product at cost or below. It’s not a model that has much margin so again the challenge is to scale if you want to make significant profit.

3. Sell products from your own website

My first successful website was about the card game Magic: The Gathering. At first the site was just a hobby with articles written by me and a few friends. Eventually as traffic grew I began making some money with the site.
Since I was already a card trader it made sense that my Magic site have a Magic card store. At first I stocked the website with my own cards, and eventually added retail “sealed” (unopened packs of cards) by buying product at wholesale from a company in Sydney.
It was a very simple card shop made up of text listings of the cards I had for sale, the quantity available and the cost per card or per pack. I maintained the inventory myself from my room, sorting and listing cards online by hand using plain text. I didn’t use any software and most of the payments I received back then was via check or money order in the mail. Some kids would even send money and even coins (!) in the mail to pay for their purchase.
My business did well enough, although the manual labor was intense. Maintaining inventory lists, packing cards into envelopes and daily trips to the post office was not always the most fun way to spend my time, though I did enjoy having my own little business while in university.
Unfortunately my store was hit by credit card fraud when I foolishly sold a significant amount of product to an unknown person in Thailand. This experience was enough for me to decide that I had had enough of running a Magic shop and it was time to move on. You can read about the credit card fraud experience here – Yaro Starak Timeline – Part 2

Selling Products Online Is A Big Opportunity

My first three experiences of making money from the Internet all involve some kind of physical product. Online commerce obviously represents a huge opportunity to make money online, and having your own product or a passion for a product that you can source can lead to big profits.
You can sell product from your own website store, via community sites and classifieds (like Craigslist) and of course eBay and collectively make good money. The challenge, like with any business, is defining what is your competitive advantage and can you come up with a model that meets your needs. For me selling physical product was a great proving ground, but I eventually learned that profiting from information was a preferable model if I wanted to meet my aforementioned business goals.
I’ll leave it in your hands to decide whether physical commerce is the way to go for your situation.

4. Sponsorship advertising on a content site

Once my card game site was successful I began researching how to make money from it. I sold cards initially because I already knew there was a market for that and I had the cards, but I was also aware that if I had an audience I could charge sponsors money to advertise to them.
Thus began my love affair with banner advertising.
Although challenging at times to find sponsors, I was quickly able to bring in several hundred dollars per month in advertising revenue by directly approaching online companies who I considered good targets for my readership. I emailed them and asked if they would like to pay a monthly fee to place a banner on my site. Most said no, but some said yes and eventually I had a couple of loyal sponsors.
Banner income would prove very reliable over time as long as I continued to do whatever I did to maintain and build a readership. This has continued today, where several sponsors pay a fee to advertise their products and services to you, the reader of this website.
Banner advertising, when set up using a system like I presently use, can be very hands off – in fact for me it’s entirely passive – assuming there is an audience that the sponsors benefit from advertising to. It’s difficult to make loads and loads of money just from banners unless you have significant traffic, but it is easy enough to make some money from it and once you do, it generally proves very reliable unless you stop updating your website.
I’d recommend this method to you if you have some kind of content based site or a community site that attracts enough traffic to make it worthwhile for sponsors. The best thing about banners is that they don’t have to replace any other income method you use, you can use this income stream in tandem with others.

5. Sell services you provide personally

At one stage early in my career when my online income wasn’t consistent, I was part of a business grant program run by the Australian government designed to assist entrepreneurs with money to pay for life’s necessities so you can focus on growing your business. The idea is that when your business is successful you will eventually hire people and pay taxes, thus the government reaps a return on the investment.
The grant ran for 12 months and I was under the assumption (incorrectly) that I had to show consistent income growth in order to maintain my qualification for the program. My income at the time always suffered a downturn around Christmas/Summer in Australia. To combat this problem I decided to teach English face-to-face with people in Brisbane to hopefully boost my reportable income.
To advertise my tutoring service I marketed using posters offline and eventually set up a website and marketed on classified sites as well. I charged $15 an hour and eventually had a few Korean clients. This idea eventually ballooned into a full on English school with a real world premises that I managed for eight months before closing down. It turned out to be an experiment that taught me I much preferred online business to bricks and mortar.
My English tutoring days were short lived, but that doesn’t mean selling some kind of service that you personally deliver isn’t still a viable option. The Internet is a fantastic place to market your services for free. Similar to what I talked about in the first three points, you can use online community sites, classified, forums and your own website to market your service.
The downside with this model is that you are still trading hours for dollars, which is a violation of my holy trinity concept. It’s not necessarily the worst option – and many people enjoy the life of a high-paid consultant very much – but it does have the inherent limitation that a service is not replicable unless you personally do it yourself or hire people to do it for you, both activities that take time and/or resources.
If you are good at something and enjoy helping/teaching/working on other people’s projects, selling what you do online is worth considering.

Guide to A Writing A Perfect Resume

Understanding as how to write a resume, is an important skill for surviving and blooming in todays fast and competitive job market. Your CV is the first impression you give to a potential employer. It can help you call for an interview or may lead to new job opportunities. Whether you are actively searching for a new job, or just want to update your existing resume, this article will guide you through the steps needed to make your resume prominent from the crowd.
Whether you want to move forward in your chosen field or you’re making a strong career change, a resume is a job search necessity. It will provide an overview of your experience and skills, and an impressive resume can help you make it passed the screening cut and on to the interview round for a new job. Spending time to complete your resume opens your job prospects in your future.
Resumes can be developed in different ways, but the most important is its perfectness and it must accurately reflect your qualifications and job experiences. Generally, resumes should be kept to around one page, as information over a page is often ignored. Consider furnishing a standard resume that you can twist according to the job descriptions regarding a position you would like to obtain. Customization can help you obtaining a job because you demonstrated that you are a “perfect match” for the company and the advertised position.Step 1:

Before You Write Your Resume
  • Before you start constructing a resume, take time to think about your experience and what type of job you are looking for.
  • If you’re re-entering an employment you may pick a different format than someone who has been working continuously.
  • A recent university graduate will focus more on educational background than an experienced worker.
  • If you are changing careers, you may opt for a different format than someone who is remaining in his current job.
Do Research in Your Industry
  • The type of job you are applying for should influence the type of resume you write.
  • Decide if there is a style of resume often used in your desired field, consider using it yourself.
  • Look at sample resumes from other people in your company. Is there a section or format they are using? You may want to include it too!
Step 2:

Use these Resume Writing Tips
Be Honest
  • It is important to address any gaps in employment than to try to hide them.
  • Relying on your resume may get you into an interview, but you still have to go through a background and references check to land the job.
  • If you state you can perform a task or undertake a position you don’t know, your lie eventually be disclosed.
Be Professional
  • If your email address is funny and unprofessional, it may turn off potential employers.
  • If necessary, create a new email address solely for resumes (and don’t forget to check it for responses!).
Be Concise
  • Write everything you want to include on your resume. You can trim it down to one page later
  • Note: If you have over 10 years of work experience, that is important and needs to be included, a resume of two pages is acceptable.
  • Use easy-to-read fonts and a clear design to make your resume more appealing.
Step 3:

Write Your Resume’s Objective Statement
  • After your personal information an objective statement is the first thing listed.
  • The objective statement is a one or two sentences that sums up your current career goals.
  • An objective statement is not always necessary in a resume but it can be a beneficial summary of what you’re looking for in a position.
  • Your objective statement should relate to the job for which you are applying.
  • Target your statement to the position. This is the first information on the page after your name and address, and it should make the case for you being the perfect person for the position you have applied
Step 4:

Choose a Resume Style
There are several types of resumes:
  • Chronological
  • Skills
  • Functional
  • Combination
Chronological or combination resumes
Chronological Resumes
  • This is the most common type of resume and is widely used
  • Lists your educational and work history in reverse chronological order.
  • The general layout is as follows:
  • Heading with personal information such as name, mailing address, Phone numbers and email address.
  • Objective statement (if included).
  • Career and skills summary (if included).
  • Prepare chronological career listings which include employer names and locations.
  • Educational background – school name, location and your grades.
  • Recent graduates may place education ahead of their career listings.
  • List what you achieved in various positions, not what your job responsibilities.
  • Instead of writing that you improved customer relations, state that customer satisfaction increased 40% while you were in charge.
  • Explain the size of the company you worked for, the number of people you supervised, and the size of any budgets you managed.
Skills Resumes
  • Skills resumes allow you to group your work history by skills, not by dates or places of employment.
  • This form of resume allows you to highlight the skills you think are most important as you can present your most relevant experience first, rather than your most recent position.
  • This resume style can be particularly useful for someone who is re-entering the workforce, or entering the workforce for the first time, and does not have recent work experience.
  • It is also well-suited for career changes, as you can list skills relevant to the job you want to obtain.
  • Write a clear objective statement that ties your skills to the job you seek.
  • Include a career summary that explains why you are changing careers or re-entering the workforce.
The general layout is as follows:
  • Header with personal information which include your name, mailing address, phone numbers and e-mail address.
  • Objective statement.
  • Career summary.
  • Skills groupings.
  • List of places of employment including employers’ names, locations, and dates of employment.
  • Educational background including your school name, location and grades).
  • (Recent graduates may place education ahead of their skill groupings).
Functional Resumes
  • A functional resume is similar in style to a skill-based resume, and can be helpful for recent graduates or people re-entering the workplace
  • If you’ve held many jobs over a short period, a functional resume can help you avoid being pegged as a job-hopper.
  • More and more people work in temporary and contract positions these days; a functional resume is another way to highlight the skills you used in these positions.
  • This style lets you demonstrate how your previous work or educational experience has provided you with the appropriate background for the job they are trying to fill.
  • You do not need to list your jobs in chronological order. Place the most relevant jobs first.
  • There is no need to list every job you have held in the career listing section. Only list relevant jobs
  • List all your employers in the short employment history section.
  • Include an objective statement that ties the disparate resume elements together.
The general layout is as follows:
  • Header with personal information including name, address, phone numbers, email
  • Objective statement.
  • Career and skills summary.
  • Career listings, by relevancy to desired position.
  • Employment history (List all employers here, with dates of employment).
  • Educational background (School name, location and your GPA).
  • Recent graduates may place education ahead of their career listings.
Step 5:

Tailor Your Resume
  • Make sure your resume will stand out in your chosen field.
  • It is common to have a resume tailored to each position you are applying for, instead of using a “one size fits all” model.
  • Your resume should highlight why you are qualified for the position.
  • Remove extraneous information. Do not detail every job experience you have had if it does not relate to the job you’re pursuing.
  • Remember, you want your resume to be only one page (two if you have enough business experience that the extra information is important and relevant)!
Step 6:

Polish Your Resume

  • Now that you’ve entered your information and tailored it to your industry, it’s time to polish your resume!
  • Always check for typos and grammatical errors. Then check again and have a friend proofread it. These types of mistakes are easy to fix, and make a big difference in whether or not an employer will consider you for a job!
  • Do not use “I” or “me” because the reader already knows the resume is about your accomplishments.
  • Employers often scan or upload resumes into electronic databases. For this reason, simpler formatting is the better route to take:
  • Try to avoid using tables.
  • Use spaces instead of tabs to separate sections.
  • Avoid italics, underlining and shadowed text.
  • On that note, perfumed paper, curlicue fonts, and pretty images are all no-nos. You want your resume to stand out, but not for these reasons.
  • A simple left-justified resume is easiest to read.
  • Only include college and graduate school when listing your education. The fact that you won a spelling bee in first grade will not help you land a job interview!
  • Do not include your height, weight or age; this information is not necessary and will only irritate potential employers.
  • Remove out-of-date terms and technology. Being able to change typewriter ribbons is not a hot skill today.
  • Unless specifically requested to do so by the job posting, do not include references on a resume. You can provide these later during the interview process.
Conclusion
Congratulations! You now have a great resume. Though your new resume won’t guarantee you a job interview, you’ve allowed your best attributes to be presented. Another useful tool is to write a great cover letter. Please do not forget to send a cover letter along with your CV as this will give a good impression and will be an advantage and support your CV as a brief of your whole resume.